by Peter Lirantzis | May 29, 2026 | Blog, Mortgage
One of the biggest concerns homeowners are facing right now is significantly increased mortgage payments at term renewal. Many Canadians who locked into historically low interest rates several years ago are now approaching renewal in a much different rate environment....
by Peter Lirantzis | Apr 24, 2026 | Blog, Mortgage
One of the most common questions homeowners ask as their mortgage renewal approaches is whether switching lenders is more trouble than it’s worth. The assumption is often that it’s a complicated, time-consuming process filled with extra costs and paperwork. In...
by Peter Lirantzis | Mar 13, 2026 | Blog, Mortgage
Your credit score is one of the most important numbers lenders consider when you apply for a mortgage. It provides a snapshot of how you manage borrowed money and helps lenders assess the level of risk involved in lending to you. Understanding how your credit score is...
by Peter Lirantzis | Feb 20, 2026 | Blog, Mortgage
One of the most common misconceptions among homebuyers is that a mortgage preapproval guarantees final approval. It doesn’t. A preapproval is an important first step in the homebuying process, but it’s not the finish line. Understanding the difference can help you...
by Peter Lirantzis | Jan 9, 2026 | Blog, Mortgage
Many homeowners are surprised when they first learn how their mortgage payments are allocated. If you’ve been paying your mortgage for a few years, you may assume that each payment is steadily chipping away at your principal balance. In reality, during the early years...
by Peter Lirantzis | Sep 6, 2025 | Mortgage
Being your own boss definitely comes with benefits, including flexibility, independence and the ability to build something on your own terms. But when you’re buying a home, self-employment can make securing a mortgage more challenging. Traditional lenders often rely...
