Peter Lirantzis
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When Must a Mortgage Interest Adjustment be Paid?

When Must a Mortgage Interest Adjustment be Paid?

by Peter Lirantzis | Oct 9, 2020 | Blog, Economy, Homeownership, Mortgage

Often times, when you buy a property, there’s a gap between your home’s closing date and the day in which your lender withdraws your first mortgage payment from your bank account. During those in-between days, interest is accumulated on the money you owe, and a...
Does it Make Sense to Consolidate Debt into Your Mortgage?

Does it Make Sense to Consolidate Debt into Your Mortgage?

by Peter Lirantzis | Oct 2, 2020 | Blog, Economy, Homeownership, Mortgage

In the simplest of times, debt has a way of creeping up and quickly causing grief in our everyday lives, not to mention the havoc it can wreak during a pandemic, creating extra stress and uncertainty.    A debt consolidation mortgage is an affordable way to pay...
Mortgage Default Insurance Helps You Buy a Home Sooner

Mortgage Default Insurance Helps You Buy a Home Sooner

by Peter Lirantzis | Sep 18, 2020 | Blog, Homeownership, Mortgage

One of the most challenging obstacles to homeownership is saving enough money for a down payment. Thankfully, mortgage default insurance provides a break to homebuyers that enables you to put less money down.   The minimum down payment required to purchase a...
What’s the Difference Between a Home Appraisal & Inspection?

What’s the Difference Between a Home Appraisal & Inspection?

by Peter Lirantzis | Sep 4, 2020 | Blog, Homeownership, Mortgage

Both a home appraisal and an inspection are important steps within the home buying process, so it’s well worth your effort to distinguish the differences between them and learn how they can both be used to your advantage to uncover detailed information about a...
The Canadian Real Estate Market is Hot!

The Canadian Real Estate Market is Hot!

by Peter Lirantzis | Aug 21, 2020 | Blog, Economy, Finance, Homeownership, Mortgage

The Canadian real estate market was in good shape heading into 2020, but the busy spring season was delayed a bit thanks to COVID-19. The good news is that it has come back white hot, breaking records throughout the summer and showing no signs of slowing down anytime...
Why it’s Important to Understand Your Credit Report

Why it’s Important to Understand Your Credit Report

by Peter Lirantzis | Aug 14, 2020 | Blog, Economy, Homeownership, Mortgage

Your credit rating affects all aspects of your financial activities when it comes to borrowing money, as it helps lenders determine the level of risk associated with lending money to you. If you have a solid credit score, lenders believe you’re more likely to make...
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