Peter Lirantzis
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What are the Differences Between Independent Mortgage Agents  & Bank Mortgage Specialists?

What are the Differences Between Independent Mortgage Agents & Bank Mortgage Specialists?

by Peter Lirantzis | Dec 20, 2019 | Blog, Economy, Homeownership, Mortgage

The banks work really hard at trying to convince mortgage borrowers that their mobile mortgage specialists can provide the same products and services offered by licensed mortgage agents. Truthfully, the two offerings are worlds apart.   The number one difference...
What is Title Insurance & Why Do I Need It?

What is Title Insurance & Why Do I Need It?

by Peter Lirantzis | Dec 13, 2019 | Blog, Economy, Homeownership

In real estate lingo, ‘title’ refers to the rightful ownership of a property, such as a home. And while owning a home is generally viewed as a sound investment, it doesn’t come without inherent risks.    Much like you opt for medical insurance for yourself or...
What Type of Home Should You Buy?

What Type of Home Should You Buy?

by Peter Lirantzis | Nov 29, 2019 | Blog, Economy, Homeownership, Mortgage

The decision to become a homeowner represents a significant milestone. It’s, therefore, extremely important to consider all your options when it comes to the different types of available homes to ensure you find the right one that fulfills as many of your personal and...
What You Need to Know About Collateral Charge Mortgages

What You Need to Know About Collateral Charge Mortgages

by Peter Lirantzis | Sep 27, 2019 | Blog, Economy, Homeownership

Did you know that several lenders today are exclusively offering collateral charge mortgages? This means it’s more important than ever to understand the differences between a collateral and a standard charge mortgage before signing your mortgage commitment.   The...
When Does a Private Mortgage Make Sense?

When Does a Private Mortgage Make Sense?

by Peter Lirantzis | Sep 20, 2019 | Blog, Economy, Finance, Homeownership, Mortgage

More Canadians than ever before have become familiar with private mortgage options after feeling the effects of the stringent stress test mortgage qualification rules introduced in January 2018.   While private mortgages have been around for many years, they were...
You Can Finance Your Home & Cover Reno Costs Together

You Can Finance Your Home & Cover Reno Costs Together

by Peter Lirantzis | Sep 13, 2019 | Blog, Economy, Finance, Homeownership

You Can Finance Your Home & Cover Reno Costs Together You Can Finance Your Home & Cover Reno Costs Together   Buying a move-in ready home isn’t for everyone. In fact, many people fall in love with a house because of, not in spite of, its need for...
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