by Peter Lirantzis | Jun 20, 2025 | Blog
There’s good news for first-time homebuyers! On May 27th, 2025, the federal government introduced legislation to provide a 100% rebate on the 5% GST (federal portion of HST) for first-time buyers of new or substantially renovated homes up to $1 million – potentially...
by Peter Lirantzis | Jun 6, 2025 | Blog, Homeownership
If you’re buying your first home in 2025, you’re not alone in feeling the weight of the process. According to the latest Canada Mortgage and Housing Corporation (CMHC) Mortgage Consumer Survey, first-time buyers are taking a thoughtful, long-term approach – and...
by Peter Lirantzis | May 16, 2025 | Blog, Homeownership
When buying a home – especially in competitive markets – it can be tempting to make a “clean” offer (one without conditions) to appeal to the seller. But, be sure to listen to your mortgage agent and always thinking twice before waiving key conditions. These clauses...
by Peter Lirantzis | May 2, 2025 | Blog, Homeownership, Mortgage
Applying for a mortgage can feel overwhelming, especially if you’re a first-time homebuyer, but being prepared helps ensure a much smoother and faster process. Just one missing document can add a lot of time and stress to your homebuying journey. One of the best ways...
by Peter Lirantzis | Apr 18, 2025 | Blog, Homeownership
Young Canadians are jumping on first home savings accounts (FHSAs) as a way to help finance their homeownership dreams. In its debut year, nearly half a million Canadians opened an FHSA, according to fresh tax filing data from Statistics Canada. And it’s not...
by Peter Lirantzis | Apr 4, 2025 | Blog, Mortgage
In today’s economic climate, many Canadians are feeling the pinch of rising mortgage payments and overall affordability. If you’re finding it hard to keep up with your mortgage, rest assured, you’re not alone. The good news is that there are several steps you can take...
