by Peter Lirantzis | Feb 8, 2019 | Blog, Homeownership
Congratulations, you’ve decided to purchase your first home! So, now what? How do you make your dream of homeownership a reality? Your first step is to talk to an experienced mortgage agent who will outline all the important aspects of a mortgage and answer any...
by Peter Lirantzis | Jan 29, 2019 | Blog, Mortgage
As part of the mortgage and real estate processes, there’s a lot of confusion around the differences between the deposit and the downpayment. It’s important to understand what sets them apart so you don’t get confused when it’s time to secure financing on a...
by Peter Lirantzis | Jan 22, 2019 | Blog, Homeownership
You’d think an online calculator is a pretty straight forward device, one that you should be able to place your full confidence in, and for the most part they are. Calculators calculate numbers, the numbers are reliable, but how you interpret those...
by Peter Lirantzis | Jan 15, 2019 | Blog, Mortgage
Collecting the right documentation to prove you are a worthy candidate to borrow a lot of money to buy a property can be an arduous task. The most recent government rule changes and tightening of mortgage qualification isn’t making things easier. If you seem to...
by Peter Lirantzis | Jan 9, 2019 | Announcements, Blog, Mortgage
The Bank of Canada today maintained its target for the overnight rate at 1 ¾ per cent. The Bank Rate is correspondingly 2 per cent and the deposit rate is 1 ½ per cent. The global economic expansion continues to moderate, with growth forecast to slow to 3.4 per cent...