Peter Lirantzis
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How Does a Cash Back Mortgage Work?

How Does a Cash Back Mortgage Work?

by Peter Lirantzis | Jul 9, 2021 | Blog, Homeownership, Mortgage

You may be ready to buy a home but you’re finding that your budget is stretched to its limit with all of the closing costs adding up on top of the down payment you’re required to make. Some lenders offer a cash back mortgage that could be the solution you’ve been...
What are my Options when Falling Behind on my Mortgage?

What are my Options when Falling Behind on my Mortgage?

by Peter Lirantzis | Jul 2, 2021 | Economy, Homeownership, Mortgage

If you’ve missed mortgage payments or you’re anticipating difficulties moving forward, you should always deal with this as early as possible. Periods of financial difficulty are not uncommon and there are several options available to avoid an ultimate foreclosure. ...
Two New Energy-Efficient Initiatives for Homeowners

Two New Energy-Efficient Initiatives for Homeowners

by Peter Lirantzis | Jun 25, 2021 | Blog, Homeownership

There are two new federal government programs available to help homeowners improve the  energy efficiency of our homes.   In combination, these two initiatives are designed to help eligible participants make deeper, more costly retrofits that have the biggest...
Steps to Refinancing Your Mortgage

Steps to Refinancing Your Mortgage

by Peter Lirantzis | Jun 18, 2021 | Announcements, Finance, Homeownership, Mortgage

As a homeowner, refinancing your mortgage allows you to capitalize on lower interest rates, access your home’s equity, consolidate debt or even reduce your monthly payments.    In simple terms, a mortgage refinance involves breaking your current loan agreement...
Should You Renew Your Mortgage Early?

Should You Renew Your Mortgage Early?

by Peter Lirantzis | Jun 11, 2021 | Blog, Homeownership, Mortgage

Every time your mortgage renewal date is approaching – every five years, on average,  depending on your specific term – it’s important to get your mortgage agent negotiating on your behalf. You should start the process 3-4 months in advance to give ample time to get...
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